Financial Services

“When you are my client, you are a member of my family”.

~ Mike F. Moss

We do customized planning and coaching for our clients in 3 important areas:

• Advice: Thoughtful and very personal advice from an objective professional who is focused on your individual goals and values.  Our desire is to know your financial situation in detail, and be committed to help you achieve every success that you desire.

• Investments: We use a disciplined investment process to customize risk-controlled investment capabilities to your individual portfolio.

• Financial Planning: This is an encompassing approach to include your financial goals, taxes, insurance, retirement and estate planning.

We specialize in Retirement Income Planning

“We start with what’s important to you and why?”

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:

• Goals Review

Reviews can be in the form of an in-person meeting or phone call and will focus on life events that may have altered your needs. If in the meantime, if a major life event has occurred, we urge you to reach out to our firm, as we are committed to helping all of our clients remain on track to reach their financial goals. Major life events could include:

• Change in marital status
• Retirement
• Purchase of a home
• Birth of a child
• Death of a family member or friend
• Children beginning college
• Change of occupation or job
• Natural disasters
• National emergencies

• Innovative Retirement Planning

Making the most of your retirement plans and IRAs. We will help to determine how much you need to retire comfortably. Managing assets before and during retirement.

• Tax Management Strategies

We help you find ways to reduce your tax liability and look for ways to help reduce your future tax burden. Coordinating with your tax and legal advisors.

• Estate Planning

Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Coordinating with your tax and legal advisors.

• Risk Management Strategies

Reviewing existing insurance policies. Recommending policy changes when appropriate. We will work to find the best policy for you and your situation.

• Education Funding

Recommending investment and accumulation strategies to help you pay for your children’s education.

• Independent Investment Planning

Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.

 “When was the last time you felt really good about your financial goals?”

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*The “Income for Life” model may not be suitable for all investors, and there is no guarantee investing in the model will meet all of its investment objectives.

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“Advice and financial planning with the focus on you!”

Why an Independent Financial Advisor?

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Most people think financial planning is about money.

It’s not.

It’s about you.

It’s about you and what’s important to you.

It’s about your dreams and living the life you want to live.

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Our goal is to learn what is most important to you. This allows an understanding that guides our interactions, advice and service. We will assist you in helping to identify and clarify your values; and to make financial decisions that reflect those values.

This is the way financial planning should work, and with our help, it’s the way it can work for you.

We can help simplify your financial life so you can spend more time on your quality of life and the things that matter most to you.

If we could design a plan to help you maintain your lifestyle in a comfortable retirement, provide support for your most important relationships and help secure your financial legacy, would you like to start that conversation?

 

We welcome any questions, at any time, that you may have in regards to these services.